
Cosmin Toader
AYLP Fellow 2025
Cosmin Toader is the Head of the Structured Trade Finance & Syndications Department at Raiffeisen Bank Romania, leading the execution of complex financing solutions, including syndicated loans.
His corporate banking career started in 2012, and in 2023, he was included in Business Magazin’s Top 100 Young Managers, a testament to his outstanding contributions and leadership in the financial sector.
Cosmin has been passionately involved in several initiatives, ranging from teaching European Funds courses at Raiffeisen Bank, to mentoring students on career prospects. Moreover, he is an active member of an NGO that raises funds for community projects for disadvantaged children.
He holds a BSc in Finance and a Master’s degree in Banking Management. Cosmin loves sports, traveling and discovering new art.






