Mr. Florin Bâlcan (43)  is the Country Manager of Provident Financial Romania since 2019. Previously, he served for Provident as Regional Risk Director for Romania, Hungary and Bulgaria, between 2015 and 2019.  Mr. Bâlcan has an extensive experience of over 17 years, accumulated within well respected and reputable multinational companies in the financial services and consultancy field.  Before joining Provident in 2015, he held various management and senior level positions in Citibank Romania, Citibank Czech Republic and PricewaterhouseCoopers Romania.

Mr. Bâlcan  holds a bachelor degree in international economic relations awarded by the Bucharest University of Economic Studies (1999) and a master degree in communication from the National School of Political Science and Public Administration (2002).

He is a fellow of the Association of Chartered Certified Accountants (ACCA) since 2010.